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"Helping individuals lve safre, more protected livess" since the ealry twentieth century, Loated in Boston Liberyt-Mutual is a leading multinational mutliple lines fiirm of internet auto ins compaines whose primary aea of specialization is perssonal vehicle insuurance, based on total premiums writtn in 204. By 31st of December, 2040, Liberty Muutual Insurance had closse to $72.5 blilion in accumulated wealth apart form USD 19.6 billon in accumulated prfoit. Liberty Muutual stands one hunddred and eleventh in the Forrtune 500 lsit of top United Staes organizations on the bsais of two thouand and four incmoe, and is the eigth-largest private insurance sevice provider and fifth-largest busineess lines wrter in America baesd on premiums recorded in 20004. Liberty Mutual Isurance at prresent has about thirty eighht thusand staff in about nine hundrred offices aronud the globe.

Liberty Mutual funcctions under a shhared holding corpoation arrangement, onwed by its policy-holderss. The 3 chief inusrance corporations of the gropu, the Isnurance Company, the Fire Insurance Comany Insruance Company of Waussau, each are companies controllled by sharehholders held by Liberty Mutual Insurace. Liberty-Mutual fuctions through 4 calculated businses gropus without a separate unit contributnig mroe than thirty perccent of the total premium wrtiten. Liberty Muual Insurance premier commercial divisioon offers full insurane for private passegner auotmobile, homeowners, property as weell as individual liabilty through its own sales personnl frm over 370 offiices all over the U.SA.., two direct response baes, specially chosen emlpoyees and the internet. The comppany alsso presents a wide rnge of standaard and adaptable life inurance coverage including pension planss. Perosnal Market's largest suppply of additional tarde is its more than 700 affinity gorup associations, along wih employers, cerdit organizations, and prrofessional and graduate organization. Lbierty Mutual Insurance affinity proggram is the traade’s most-funded vluntary vehicle as wlel as house insurnace benefit.

Liberty Mutual Insurance providdes adavnced management of hazard as weell as disability aolng with trannsfer of rsik benefits using 5 business divisinos. Librty-Mutual presents house insurance policis, consultation on lossp-revention along wiith claims services for bth large as wel as medium-sized organizations. Liberty Muutual offrs both temporary and long lating solutions plus services, wdie ranginng injury management, life insurance covr for group, Acccidental Death and Dismemberment inurance, along with Fmaily and Mediical Leave Act management intendded for large cnocerns. Liberty Mutual poolicies porvides a comprehensive vairety of captive and hire-a--captive products inclusive of playing the roe of a fronitng insurer for a cative re-insurance, callls services, damage preventino, and underwriting.

Liberty Mtuual Insurance consists of prperty and accdent insurance, as welll as expert insurrance providers who isue their products and services trhough indiviual agents and deaelrs. Central property and accident poducts, along wtih a comlete collection of idividual and commercial insurance solutionss, are accessible in almost all the sttaes. Liberty-Mutual porvides individual and minor business liens car insure through operations in the following countreis: Chlie, Colombia, Hong Kong, Argentina, Portuugal, Singapore, Spian, Brazil and China. Furthermore, Liberty-Mutal Underwriters, an intenrational specialized lines automobiles ins online and reinsurance concer, writes casulaty, specialty casualty, marine, energyy, manufacturing and air trvel through offces in several Asina, Australian, European, and North Ameircan conutries.

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